NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

Notice is hereby given that default has occurred in conditions of the following described mortgage:

DATE OF MORTGAGE: October 22, 2004

 MORTGAGOR: Debra Marie Andrews, unmarried woman

MORTGAGEE: Wells Fargo Bank, N.A.

DATE AND PLACE OF RECORDING:

Recorded: November 4, 2004

Kanabec County Recorder

Document #: 209671

ASSIGNMENTS OF MORTGAGE: 

Said mortgage was assigned to EMC Mortgage Corporation on November 14, 2007 and said assignment was recorded on March 17, 2008 and given document number 227798 and subsequently assigned to Bayview Loan Servicing, LLC on March 13, 2018 and said assignment was recorded on March 14, 2018 and given document number 262310 and subsequently assigned to Bayview Dispositions IIIA, LLC on July 2, 2018 and said assignment was recorded on September 4, 2018 and given document number 263970 and subsequently assigned to U.S. BANK TRUST NATIONAL ASSOCIATION, AS TRUSTEE OF CVI LCF MORTGAGE LOAN TRUST I on August 6, 2018 and said assignment was recorded September 4, 2018 and given document number 263971 and subsequently assigned to Mill City Mortgage Loan Trust 2018-4 on January 29, 2019 and said assignment was recorded on February 13, 2019 and given document number 265573.

LEGAL DESCRIPTION OF PROPERTY:

LOT THREE (3), JOHNSON’S ADDITION TO THE CITY OF MORA, KANABEC COUNTY, MINNESOTA.

PARCEL ID #: 22.05285.00

PROPERTY ADDRESS: 700 Fair Oaks Drive, Mora, MN 55051

TRANSACTION AGENT: N/A

TRANSACTION AGENT ID NO.: N/A

CURRENT MORTGAGE SERVICER: NewRez LLC d/b/a Shellpoint Mortgage Servicing

COUNTY IN WHICH PROPERTY IS LOCATED: Kanabec

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $165,983.85

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled;

PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: September 9, 2021 at 10:00 a.m.

PLACE OF SALE: Kanabec County Sheriff’s Office, 18 North Vine Suite 143, Mora, MN 55051

to pay the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns.

DATE TO VACATE PROPERTY:  The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is March 9, 2022 at 11:59 p.m.  If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Dated: July 18, 2021

Mill City Mortgage Loan Trust 2018-4

Mortgagee

Kenneth J. Johnson 

Minnesota State Bar No. 0246074

Johnson, Blumberg & Associates, LLC

Attorney for Mortgagee

230 W. Monroe St., Ste. 1125

Chicago, IL 60606

Phone 312-541-9710

Fax 312-541-9711

Published in the Kanabec County Times July 22, 29, Aug. 5, 12, 19, 26, 2021

 

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