NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: April 26, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00

MORTGAGOR(S): Barbara Carol Lancrain and Alan Lee Lancrain, wife and husband

MORTGAGEE:Mortgage Electronic Registration Systems, Inc., a Delaware corporation

DATE AND PLACE OF FILING: Filed May 9, 2005, Kanabec County Recorder; Document No. 212732

ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Mortgage Services, Inc.

LEGAL DESCRIPTION OF PROPERTY:

Lots 11, 12, 13, 14 and 15, Block 9, Lake Park Addition

COUNTY IN WHICH PROPERTY IS LOCATED: Kanabec County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $199,363.42

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: July 30, 2008 at 10:00 a.m.

PLACE OF SALE: Kanabec County Sheriff’s office, 18 North Vine Street, Suite 143, Mora, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: June 9, 2008

HSBC MORTGAGE SERVICES, INC.

Mortgagee

REITER & SCHILLER, P.A.

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Leah K. Weaver, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(F7181)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

Published in the Kanabec County Times

June 12, 19, 26, July 3, 10, 17, 2008

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