NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

DATE OF MORTGAGE: August 30, 2007

MORTGAGOR: Keith St. Hilaire, a married man.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

DATE AND PLACE OF RECORDING: Recorded September 24, 2007, Kanabec County Recorder, Document No. 225809.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: February 12, 2008, Recorded: February 22, 2008, Document No. 227532.

LEGAL DESCRIPTION OF PROPERTY:

That part of the Northwest 1/4 of Southeast 1/4 of Section 26, Township 39, Range 24, Kanabec County, Minnesota, described as follows: Commencing at a point on the west line of the Northwest 1/4 of Southeast 1/4 of Section 26, distant 2433.5 feet north of the south quarter corner of said Section 26, (said west line of Northwest 1/4 of Southeast 1/4 bearing North 0 degrees 00’ assumed); thence North 89 degrees 14’ East 95.1 feet to the east line of Minnesota Trunk Highway 65 right of way and the actual point of beginning of the tract to be hereby described; thence North 89 degrees 14’ East 451.0 feet; thence North 0 degrees 00’ 200 feet more or less, to the north line of said Northwest 1/4 of Southeast 1/4; thence West along said north line 420 feet, more or less, to said east right of way line; thence Southwesterly along said east right of way line 204 feet more or less to the actual point of beginning, containing 2 acres, more or less, Kanabec County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Kanabec

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,260.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $202,522.02

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: September 4, 2008 at 10:00 AM

PLACE OF SALE: Sheriff’s Office, 31 North Elm., Mora, MN

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: June 24, 2008. CitiMortgage, Inc.Mortgagee/

Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.

Attorneys for Mortgagee/Assignee of Mortgagee

4500 Park Glen Road #300

Minneapolis, MN 55416

(952) 925-6888

10-472

2004649300

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

Published in the Kanabec County Times

July 17, 24, 31, Aug. 7, 14, 21, 2008

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